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Federal Stafford Loan Borrowing Limits

Annual Federal Stafford Loan Limits

	Combined Base Limit for Subsidized and Unsubsidized Loans	Additional Limit for Unsubsidized Loans	Total Limit for Subsidized and Unsubsidized Loans
Dependent Students(whose parents were not denied a PLUS Loan)
First-Year Undergraduate	$3,500	$2,000	$5,500
Second-Year Undergraduate	$4,500	$2,000	$6,500
Third-Year and Beyond Undergraduate	$5,500	$2,000	$7,500
Independent Students(and dependent students whose parents were denied a PLUS loan)
First-Year Undergraduate	$3,500	$6,000	$9,500
Second-Year Undergraduate	$4,500	$6,000	$10,500
Third-Year and Beyond Undergraduate	$5,500	$7,000	$12,500
Graduate and Professional Students
Graduate and Professional Students	$8,500	$12,000	$20,500
Medical School Students	$8,500	$32,000	$40,500
Aggregate Stafford Loan Limits
Dependent Undergraduate Students (whose parents were not denied for a PLUS loan)	$23,000	$8,000	$31,000
Independent Graduate Students (and dependent students whose parents were denied a PLUS loan)	$23,000	$34,500	$57,500
Graduate and Professional Students	$65,500 (including undergraduate Stafford Loans)	$73,000	$138,500
Medical School Students	$65,500 (including undergraduate Stafford Loans)	$158,500	$224,000

^**If you exceed the 3 check per monthly statement cycle limit, you will be charged a fee of $.50 per check.

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