Keep in mind that most colleges incorporate meal plans into the room and board fees, with three meals a day. Ask for meal plan details from your school if they aren't provided with the information in your application packet. Some colleges will require you to live on campus for the first year. Also be aware that off-campus living costs will include rent, local and state taxes (if applicable), energy bills, groceries, electricity, gas or fuel, transportation, cable and more. Check with your school for cost-saving and low-budget room, board and meal program options.